Chris Abrams, Author at Marcan Insurance

All Posts By Chris Abrams

How THC Impacts Life Insurance Rates [Definitive Guide]

The use of both medicinal and recreational marijuana is more popular than ever. More and more states have or are in the process of passing legislation which allows the legal use of either medical or recreational marijuana. The question of how THC impacts life insurance is becoming increasingly common across the nation. Yet many life…

buy-sell life insurance marijuana business owner

How to Get Buy-Sell Life Insurance with a Marijuana Business

It’s dangerous to skip making a buy-sell agreement in place when you have two or more business owners. Buy-sell life insurance can help fund an extra layer of protection for your business. Why is this important? Buy-sell life insurance for both or all owners will ensure the successful transfer of ownership if one of the…

collateral assignment of life insurance marijuana business owner

Collateral Assignment of Life Insurance Money: Cannabis Business

Whether you are a sole proprietor or have partners, the majority of lenders or investors require that you have a business loan life insurance policy in place before they approve your loan. This is commonly called collateral assignment of life insurance. Many people overlook the requirement for collateral assignment of life insurance until the last…

enzyme multiplied immunoassay technique for marijuana

The Enzyme Multiplied Immunoassay Technique Test for THC

The enzyme multiplied immunoassay technique (EMIT) test is one of the most common types of drug tests for life insurance companies. It’s also the most common drug test companies use on their employees. Also known as the EMIT test, this is just one of many drug tests in use today. Although it is the most…

Life Insurance for Smokers – Tips on Getting the Best Rates

Whether you indulge in tobacco or marijuana, finding affordable life insurance can be tricky. The good news is that unlike marijuana, you won’t be flat out declined for smoking cigarettes. Life Insurance for smokers is easier. Unfortunately, it tends to be more expensive. A lot more expensive. The good news is that nearly every life…

Banner Life Insurance and Marijuana – A Practical Review

Banner is one of the handful of marijuana friendly life insurance companies. Although you will find “marijuana friendly” has a fairly loose definition among life insurance companies. While Banner Life Insurance and marijuana are compatible, it depends on how frequently you smoke. Is this company right for you? We will take a look at who…

protective life insurance and marijuana drug test

Protective Life Insurance and Marijuana-An Uncensored Review

Protective Life Insurance Company made it onto our Top 12 Marijuana Friendly Life Insurance Company List. Although most life insurance companies will outright decline any marijuana use. Even in states where it’s perfectly legal. Protective Life Insurance and marijuana consumption merit further discussion because they have fairly stringent rules. They will not outright decline you…

north american life insurance and marijuana drug test

North American Life Insurance and Marijuana – Great Match?

North American Life Insurance and marijuana enthusiasts can be a good match. After all, North American Life made the cut for our Top 12 Marijuana Friendly Life Insurance Companies. We will explain the reasons why North American Company is a marijuana friendly life insurer. Our review describes the life insurance products available for marijuana smokers.…

what does the life insurance drug test look for

What Exactly Does the Life Insurance Drug Test Look For?

The life insurance drug test varies somewhat between companies. For the most part they all test for the same things. Although there are a couple variations on methods. We broke down the different substances into categories. Each category has what it is, what it does, what happens if they find it, and how to pass…