All Posts By Chris Abrams

Chris Abrams is the Founder of Marcan Insurance, an online insurance agency specializing in helping marijuana users get approved for the best insurance policy at the lowest cost. Chris has been life and health insurance licensed since 2009. He and his team have an active insurance license in all 50 U.S. states and D.C.

While cannabis legalization is spreading across the U.S, many insurance companies still have a bias against users. If you apply with the wrong insurance company, you may be declined for coverage or pay a higher rate than necessary.

Marcan Insurance works with the highest rated insurance companies that are marijuana-friendly. These companies will approve you for coverage and you do not need to hide your use. You will also be approved at a non-tobacco rate, if you haven’t used cigarettes within the past 12 months. You should not be paying tobacco rates for life insurance if you use marijuana.

Chris and his team are a resource for insurance, investments and financial planning. Chris is a fiduciary and will always place your interests first and as highest priority. In addition to Marcan Insurance, Chris is the owner of Abrams Insurance Solutions. His companies are A+ rated by the Better Business Bureau.

Chris writes and approves all of the content on this website. He is often consulted as a resource for many other publications and website content.

 

Press and Media Featuring Chris

 

Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author

Articles Written By Chris

marijuana vs tobacco long-term health

Smoking Marijuana vs. Tobacco – Short & Long Term Differences

In this article, we’re diving into smoking marijuana vs. tobacco – short and long-term effects on your health and what it means for your insurance rates.  Let’s get started.  Quick Summary The biggest problem with studying the long-term effects of marijuana smoking is scientists and doctors have often found concurrent use with cigarette smoking. Also,…
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hemp vs. cannabis differences

Hemp vs. Marijuana – The Key Botanical & Legal Differences

In this article, we will look at hemp vs. marijuana – how they’re different biologically, legally, and what it means for your life insurance.  Let’s dive in.  Quick Summary Hemp and cannabis come from the same plant, Cannabis sativa. Two common cultivars Cannabis sativa ssp sativa and Cannabis sativa ssp indica. Although these plants have…
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how long does a cannabis high last?

How Long Does a Marijuana High Last?

This week, we’re going to cover the angles of the question “how long does a marijuana high last?”  We’ll touch on the amount of THC, methods of consumption, physiology, onset time, how long THC stays in your system and affects the drug test, and how to sober up quickly or extend your high.  We will…
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eating marijuana versus smoking

Eating Marijuana vs. Smoking – What’s the difference?

We’re going to cover the differences between eating marijuana vs. smoking it. This article will compare the effects on your body, the experience, side effects, life insurance, and potential adverse effects.  We’re keeping the biology/chemistry jargon to a minimum so you won’t need to recall what you learned in middle school.  Let’s dive in.  We’re…
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benefits of quitting cannabis

What are the Benefits of Quitting Marijuana?

We will cover the benefits of quitting marijuana if you choose to change your lifestyle, including how it affects your life insurance. The article will also touch on addiction and abuse if that’s your impetus.  Here’s the thing. Regardless of how you choose to live your life, you deserve good health and respect. We’re providing…
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final expense for cannabis users

Final Expense Life Insurance for Recreational & Medical Marijuana

Final expense life insurance is a small life insurance policy designed to cover the end of life expenses – like the cost of a funeral and remaining medical bills.  You will also see final expense insurance called burial insurance. The terms are entirely interchangeable.  Because the face amount (the amount that the insurance company pays…
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Life insurance and marijuana guide

Life Insurance for Marijuana Users [Ultimate Guide]

At Marcan Insurance, we specialize in one thing: We help marijuana users get approved for life insurance at the lowest rates.  Marijuana is still illegal at the Federal level. Therefore many insurance companies do not want to have marijuana users as clients. However, there are a handful of companies that are perfectly ok with marijuana…
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Foresters life insurance cannabis

Foresters Life Insurance & Marijuana Use [Review]

Another life insurance company has joined the small, but growing, group of cannabis-friendly options.  Most insurance companies discriminate against recreational cannabis, auto-declining all applications. It’s even worse if an applicant lies about it and the company discovers THC during the life insurance drug test.  December 2019 Update: Foresters just revised their guidelines. They will now…
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how to save for retirement with a cannabis business

Tax-Free Retirement Strategy for Cannabis Business Owners

With federal regulations remaining out of sync with state repeals of prohibition, it’s tricky to find a retirement plan that doesn’t care about the fund’s source. That makes retirement options for marijuana business owners more difficult than other types of businesses.  Global Atlantic recently opened up their life insurance policies for owners of cannabis-related businesses…
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