Chris Abrams, Author at Marcan Insurance

All Posts By Chris Abrams

Chris Abrams is the Founder of Marcan Insurance, an online insurance agency specializing in helping marijuana users get approved for the best insurance policy at the lowest cost. Chris has been life and health insurance licensed since 2009. He and his team have an active insurance license in all 50 U.S. states and D.C.

While cannabis legalization is spreading across the U.S, many insurance companies still have a bias against users. If you apply with the wrong insurance company, you may be declined for coverage or pay a higher rate than necessary.

Marcan Insurance works with the highest rated insurance companies that are marijuana-friendly. These companies will approve you for coverage and you do not need to hide your use. You will also be approved at a non-tobacco rate, if you haven’t used cigarettes within the past 12 months. You should not be paying tobacco rates for life insurance if you use marijuana.

Chris and his team are a resource for insurance, investments and financial planning. Chris is a fiduciary and will always place your interests first and as highest priority. In addition to Marcan Insurance, Chris is the owner of Abrams Insurance Solutions. His companies are A+ rated by the Better Business Bureau.

Chris writes and approves all of the content on this website. He is often consulted as a resource for many other publications and website content.

Press and Media Featuring Chris

Articles Written By Chris

Is CBD Flower Legal? Let’s Look At State & Federal Laws

In this article, we’re going to cover the question, “Is CBD flower legal?” The short answer is: federally, it’s legal. But several states have made it either illegal or a gray area. So let’s look into the details, like what differentiates CBD from THC, what CBD does, state law versus federal law, and drug testing.…

Will Full-Spectrum CBD Oil Make Me Fail a Drug Test?

In this article, we’re diving into the question, “will full-spectrum CBD oil make me fail a drug test?” We’ll also look at the differences between full-spectrum CBD products and CBD isolate because that may make the difference in a drug test too. Key Points Full-spectrum CBD shouldn’t create a positive result for the presence of…

What is the Healthiest Way to Smoke Marijuana?

These days, it seems like there are more options to consume THC than strains of the cannabis plant. What’s the healthiest way to smoke marijuana? Everyone knows that smoking (tobacco) is bad for you. And for so long, smoking cannabis was the norm, with the occasional brownie on a special occasion. In this article, we’re…

What is Considered Heavy Marijuana Use?

We’re going to cover the differences between light and heavy marijuana use in terms of short-term effects, long-term effects, risk factors, and treatment options if you feel that you’re having trouble reducing the amount of cannabis consumption. We promise to try to avoid all of the scare tactics and Negative Ned things, instead focusing on…

Legal Marijuana Alternatives (Both Medical and Recreational)

Legal marijuana alternatives can provide different options for different people. You might be looking for something to handle a medical condition, legal ways to get high, or more information on Delta-8. So we’ll cover all of the above. Let’s dive in. Quick Summary Cannabis plants produce recreational and medical marijuana. But between the risk of…

Marijuana vs. Alcohol – The Good, The Bad, & The Life Insurance

In this article, we’re going to look at both the upsides and downsides of marijuana vs. alcohol. We’ll also cover how consumption affects your insurance rates, depending on the frequency. Let’s start. Quick Summary A lot of people ask us about marijuana vs. alcohol as far as life insurance goes. As far as negative effects…

Smoking Marijuana vs. Tobacco – Short & Long Term Differences

In this article, we’re diving into smoking marijuana vs. tobacco – short and long-term effects on your health and what it means for your insurance rates. Let’s get started. Quick Summary The biggest problem with studying the long-term effects of marijuana smoking is scientists and doctors have often found concurrent use with cigarette smoking. Also,…

Hemp vs. Marijuana – The Key Botanical & Legal Differences

In this article, we will look at hemp vs. marijuana – how they’re different biologically, legally, and what it means for your life insurance. Let’s dive in. Quick Summary Hemp and cannabis come from the same plant, Cannabis sativa. Two common cultivars Cannabis sativa ssp sativa and Cannabis sativa ssp indica. Although these plants have…

How Long Does a Marijuana High Last?

This week, we’re going to cover the angles of the question “how long does a marijuana high last?” We’ll touch on the amount of THC, methods of consumption, physiology, onset time, how long THC stays in your system and affects the drug test, and how to sober up quickly or extend your high. We will…