Chris Abrams, Author at Marcan Insurance

All Posts By Chris Abrams

Life Insurance for Marijuana Users (No Questions Asked)

Finding life insurance for marijuana users is still a thorny and contentious issue these days. Quite a few marijuana users including those who use for medical purposes still have concerns about their confidentiality. For those who still fear potential negative consequences, we will give alternative life insurance solutions which ask no questions about pot use.…

How Health Conditions Treated with Marijuana Affect Life Insurance

The most important thing to know about how health conditions treated with medical marijuana affect life insurance is that life insurance companies will rate you on the health condition itself and not your use of marijuana. This article is going to look at a comprehensive list of medical conditions where you may have been prescribed…

7 Reasons Term Life insurance is Best for Cannabis

Want to know the top 7 reasons term life insurance is the most affordable option for cannabis? Everyone has at least 1 but probably several reasons to buy life insurance. The most common reason being to protect their loved ones. Life insurance is the best way to provide a financial umbrella to keep your family…

Should You Buy Term or Whole Life Insurance (420 Friendly Edition)

Should you buy term or whole life insurance? That is one of the first questions you should answer when looking into cannabis friendly life insurance. The good news is that since there are only about a dozen companies who insure recreational cannabis at reasonable rates, you don’t have the overwhelming 800+ life insurance companies to…

do life insurance companies test for THC after you die

Will Life Insurance Companies Test for THC After Death?

The short answer is sometimes. For the most part, it’s unlikely a life insurance company will test for THC after death. If the medical examiner performs an autopsy on your body, there will always be a toxicology report. Toxicology reports screen for drugs, including THC. This doesn’t happen to everyone. If you die of natural…

Lying On A Life Insurance Application – What Happens?

White lies solve so many problems in life. As kids, we figure out that rather than admitting to that thing you did wrong, you can sometimes get out of trouble if you lie about it. It doesn’t work every time, but getting out of trouble 30% of the time is still better than getting in…

Life Insurance Health Ratings & How They Affect Price

Some things are unavoidable. If you suffered a heart attack 5 years ago, you can’t change that. Although you can take steps to improve your health and look better to underwriters than someone who just kept on doing whatever they were doing. Every ailment affects your life insurance rates differently. When you apply for life…

Denied For Life Insurance Because Of Drug Use? (Do This)

Life insurance companies routinely drug test as part of the life insurance medical exam. Plus, they test for virtually everything. Regardless of what you take, you still run the risk of getting denied for life insurance because of drug use. The good news is that this does not mean you are barred from life…

How to Pass the Life Insurance Medical Exam (15 Tips)

You just scheduled your life insurance medical exam. It’s a week or two away, so you think you have some time to prepare to get the best rates possible on your life insurance policy. This is a great plan! There are not a lot of things you can do in a week to change your…