All Posts By Chris Abrams
hemp vs. cannabis differences

Hemp vs. Marijuana – The Key Botanical & Legal Differences

In this article, we will look at hemp vs. marijuana – how they’re different biologically, legally, and what it means for your life insurance.  Let’s dive in.  Quick Summary Hemp and cannabis come from the same plant, Cannabis sativa. Two common cultivars Cannabis sativa ssp sativa and Cannabis sativa ssp indica. Although these plants have…
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how long does a cannabis high last?

How Long Does a Marijuana High Last?

This week, we’re going to cover the angles of the question “how long does a marijuana high last?”  We’ll touch on the amount of THC, methods of consumption, physiology, onset time, how long THC stays in your system and affects the drug test, and how to sober up quickly or extend your high.  We will…
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eating marijuana versus smoking

Eating Marijuana vs. Smoking – What’s the difference?

We’re going to cover the differences between eating marijuana vs. smoking it. This article will compare the effects on your body, the experience, side effects, life insurance, and potential adverse effects.  We’re keeping the biology/chemistry jargon to a minimum so you won’t need to recall what you learned in middle school.  Let’s dive in.  We’re…
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benefits of quitting cannabis

What are the Benefits of Quitting Marijuana?

We will cover the benefits of quitting marijuana if you choose to change your lifestyle, including how it affects your life insurance. The article will also touch on addiction and abuse if that’s your impetus.  Here’s the thing. Regardless of how you choose to live your life, you deserve good health and respect. We’re providing…
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final expense for cannabis users

Final Expense Life Insurance for Recreational & Medical Marijuana

Final expense life insurance is a small life insurance policy designed to cover the end of life expenses – like the cost of a funeral and remaining medical bills.  You will also see final expense insurance called burial insurance. The terms are entirely interchangeable.  Because the face amount (the amount that the insurance company pays…
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Life insurance and marijuana guide

Life Insurance for Marijuana Users [Ultimate Guide]

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Foresters life insurance company for cannabis

Foresters Life Insurance & Marijuana Use [Review]

Another life insurance company has joined the small, but growing, group of cannabis-friendly options.  Most insurance companies discriminate against recreational cannabis, auto-declining all applications. It’s even worse if an applicant lies about it and the company discovers THC during the life insurance drug test.  December 2019 Update: Foresters just revised their guidelines. They will now…
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how to save for retirement with a cannabis business

Tax-Free Retirement Strategy for Cannabis Business Owners

With federal regulations remaining out of sync with state repeals of prohibition, it’s tricky to find a retirement plan that doesn’t care about the fund’s source. That makes retirement options for marijuana business owners more difficult than other types of businesses.  Global Atlantic recently opened up their life insurance policies for owners of cannabis-related businesses…
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Global Atlantic life insurance review with marijuana

Global Atlantic Life Insurance & Marijuana – An In-Depth Review

Global Atlantic Life Insurance Company recently changed its underwriting guidelines for recreational cannabis use. They will allow it without penalty in certain conditions. Every single one of the cannabis-friendly life insurance companies has different underwriting guidelines for how frequently you can consume for fun without paying way too much for life insurance. Even with medical…
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